Tell us what you're looking for

Every inquiry reaches the same team. Pick the route that matches your situation and you will skip a step; if none of them fit, call and we will work it out on the phone.

(305) 267-4848

Which service are you inquiring about?

Buying a homeFor move-up buyers, relocating buyers, investors, downsizers, or anyone who has bought before.Buyer help Buying your first homeCredit, savings, pre-approval and the loan options that fit where you are today.First-time buyer help Help with the down paymentGrants, forgivable and deferred programs, and whether your income and ZIP code qualify.Assistance review Looking for a rentalGive us the budget, areas and move-in date and an agent searches and arranges tours.Rental help Selling your homeSend a few property details so Melissa's team can prepare for a personal valuation follow-up.Send details

Or reach us directly

Call or text (305) 267-4848 Monday to Saturday, any time. Closed Sunday.
Office
947 SW 87th Ave, Suite 947
Miami, FL 33174
Hours
Mon–Sat: open 24 hours
Sunday: closed

Where we work

Miami-Dade County. These are the areas we are asked about most — tap one to see the detail.

What happens after you get in touch

You send a few details
Name, phone, and enough about your situation for someone to prepare before speaking to you.
An automated assistant calls to confirm
It is an AI voice agent, not a person, and it only verifies what you sent and finds a good time to talk. Nothing is decided on that call.
A specialist follows up
A licensed member of the team reviews your situation properly and tells you what your actual options are.

Buyer consultation

Buying a home?

Send a few details about budget, preferred areas, timeline, and financing so Melissa's team can prepare a focused buyer conversation.

Seller consultation

Selling your home?

Send a few details about the property and Melissa's team will prepare for a personal follow-up about value, timing, and the best next move.

Equal Housing Opportunity. Ruiz & Associates does not discriminate on the basis of race, color, religion, sex, disability, familial status, national origin, or any other protected class.